You may be eligible with credit scores down to 620! Don’t worry if you are below that number. Our lender and service provider partners can work with you on your score. Our network of lenders and service providers have worked with many homeowners regarding their credit scores.
Your income is required to be under the max income limit in your county. Our lender partners can check the limits for the county you are purchasing in within seconds. Remember if you have dependents the income limits are higher.
This is a true grant meaning you do NOT have to pay it back. Most Down Payment Assistance programs have a ton of red tape after you close. We work with our network of lenders and service providers to evaluate programs that do NOT have to be paid back. This means when you sell or refinance you aren’t required to pay the grant back. We recommend you discuss your specific circumstances with our lender network to determine repayment details.
This program is available in every area of Texas! Each county may have different requirements in order to receive this grant, but the good news is we have a team of people available to help, no matter the area!