3.5% grant available for your down payment & closing cost. Purchase your new home with nothing down!

Do You Have Credit Issues?

Don’t Be Discouraged.

Press Play To Learn More Below!
We are also available anytime at
(888) 620-6681

By submitting your contact information you agree to our Licensing Disclaimer, Terms of Use and Privacy Policy. You also expressly consent to having American Financial Network dba Mortgage Guru (“Guru”) contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Guru or its affiliates. By communicating with us by phone, you consent to calls being recorded and monitored.

We’re here to answer all of your questions about down payment assistance!

Frequently Asked Questions

You may be eligible with credit scores down to 600! Don’t worry if you are below that number. Our licensed loan officers can work with you on your score. Our loan officers are well versed in working with many homeowners regarding their credit scores.

You do NOT have to be a first-time homebuyer in order to be approved for down payment assistance. It is only required that the home you are purchasing will be your primary residence.

Your income must be less than 160% of your area median income. Our licensed loan officers can check the limits for the are you are purchasing in extremely fast. We can give exceptions if you make over the 160% of the area median income.

This program is available in 48 states! Not available in Washington or New York.

You can use this grant with the FHA & USDA programs.

Second mortgage is due and payable upon sale, refinance or payoff of first mortgage if balance is not paid off.

  • 10 year term.
  • Note rate of the grant is 2% above the first lien rate amortized over 10 years!
  • 10 year amortizing loan with monthly payments.
  • 300k FHA, 3.5% down payment is $10,500 with current rate of 6%. ($10,500 grant payment will be 8% or $127/month over 10 years.

CORP NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to [www.nmlsconsumeraccess.org](http://www.nmlsconsumeraccess.org) and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. American Financial Network, Inc. is an Equal Housing Lender.

Privacy Policy | Licensing

Todd McDougall - Producing Branch Manager - NMLS# 302005

Samuel Dude - Producing Branch Manager - NMLS # 299345